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What Credit Score Do You Need To Get Approved For A Credit Card?

Everyone will at some point in their life get locked in a loan, whether it’s a student loan, home loan, or even a credit card payment.

If you had an overdue student loan, years of high credit card balances, collections accounts, or even foreclosures, you probably have below-average or bad credit. 


When looking to get approved for a credit card, you will need to understand and qualify for all of the card company’s minimum criteria:


How To Fix Your Credit Scores

Did you take out a huge loan and now the monthly payments are drowning you? Yeah, we know it sucks. Your credit score probably took a huge hit because of late payments or no payments. 


There are many steps to take when fixing your credit scores. Some include understanding your finances, finding errors and troubleshooting problem areas that you need to confront such as overspending. When you break down the details, these are the steps to fixing credit issues:


What Is Sweat Equity? How Does It Work?

Buying your perfect home is not easy and most people do not talk about the long term projects that they commit to, to turn their home into their dream home.

Sweat equity is the idea of time and effort that people contribute into a project. When it comes to your home, you want it to be comfortable, not only for you, but for anyone that decides to visit you. Buying a home that ends up having a bad, cracking paint job, wiggling doors, bad locks, or a leaking water pipe, can result in stress and financial worry accumulating when trying to mend all those problems. 


How To Get Out Of A Lease - The Right Way

Did you know that you have the renter's right to break a lease? No matter what the reason is, you are not obligated to live anywhere you no longer want to. It’s not always cheap to get out of a lease, but it is always possible. Read more below to learn how to get out of a lease the right way!


Understanding Penalties